Thursday, November 17, 2011

Black Friday and Holiday Budgeting Tips



Ladies,

Thank you for watching our show tonight. We love to talk about shopping! However, we are also mindful of what the season is for and we want to be sure that you stick to your budget this year! Here are some tips to help you from Dave Ramsey.


  1. Make your list and check it twice. If you go into the retail outlet without knowing what you are going for or who you need to buy for, you are more likely to overspend. Go with a game plan!
  2. Just say "No." Sometimes people don't need to go Black Friday shopping. If you aren't going for something specific or don't know who to buy for, you are going without a mission (see step 1). Ask yourself if the trip is worth losing a few zzzz's.
  3. Contentment is free. The best gifts are already yours! Don't get too caught up in the holiday season that you don't take time to spend with family, friends, and help the less fortunate. Get your priorities in order and the rest will fall into place. Do you really need to buy a gift for someone you don't really know that well? Think about who you are buying for and consider making your gifts.
For a full list of tips from Dave Ramsey, click here.

And, if you are going out on Black Friday, make a "road map" with a listing of when stores open and the deals you are going for. Good luck, Gurlfriend!